Last updated: 25 May 2026
By accessing and using this website (luminary-tide.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.
luminary-tide provides financial education programmes for children and teenagers. This website offers information about our services and enables enquiries and programme registrations.
You may use this website for lawful purposes only, including:
You must not:
All content on this website, including text, graphics, logos, images, and software, is the property of luminary-tide or its content suppliers and is protected by United Kingdom and international copyright laws.
You may view and print content for personal, non-commercial use only. You may not:
When registering for programmes, you agree to provide accurate, current, and complete information. Providing false information may result in programme cancellation without refund.
Parents or legal guardians must complete registrations for participants under 18 years of age. By registering a child, you confirm you have parental responsibility and authority to make educational decisions.
All fees are stated in British Pounds (£) and must be paid according to the terms communicated at registration. Fees are non-refundable except as outlined in our cancellation policy.
We reserve the right to cancel programmes due to insufficient enrollment or unforeseen circumstances. In such cases, participants receive a full refund or credit toward alternative programmes.
Programme participants and their families are expected to:
We reserve the right to remove participants who violate conduct expectations, without refund.
The information provided on this website and in our programmes is for educational purposes only. It does not constitute financial advice. You should not rely solely on information from our programmes to make financial decisions.
We make reasonable efforts to ensure accuracy, but financial regulations, products, and best practices change frequently. We do not guarantee that all information is current or complete.
To the fullest extent permitted by law, luminary-tide shall not be liable for:
Nothing in these terms excludes liability that cannot be excluded under UK law, including liability for death or personal injury caused by negligence.
Our website may contain links to external websites for convenience and information. We do not endorse or control these websites and are not responsible for their content, privacy practices, or availability. Accessing third-party links is at your own risk.
Your use of this website is also governed by our Privacy Policy and GDPR compliance statements. Please review these documents to understand how we collect, use, and protect your personal information.
We may revise these Terms of Use at any time by updating this page. You are expected to check this page periodically to review the current terms. Continued use of the website after changes constitutes acceptance of revised terms.
If any provision of these Terms of Use is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, or if that is not possible, severed from these terms. The remaining provisions shall continue in full force and effect.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
For questions about these Terms of Use, please contact:
luminary-tide
47 Rosemary Street
Belfast BT1 1QB
United Kingdom
Email: [email protected]
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.